Africa has $330 Billion SME Financing GAP.
132 Million MSMEs with no banking finance.
30% of these MSMEs need non-interest Islamic finance.
But lack reliable credit data.
...

What we're doing

Etijar is building a banking stack for MSME. We're empowering
the next generation of businesses, powered by non-interest finance.

Using alternative data in place of credit history, we qualify MSMEs for non-interest business financing.

Make profit, not interest…

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Etijar is a financial technology company, not a bank. Banking services are provided by our CBN licensed banking partners
Growth funding for SME businessesline
tax

Non-Interest funding

flexible

Flexible repayment

fast

Fast approval

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Create a Business profile to manage day-to-day business processes.

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Connect bank accounts.

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Get funding offers.

Using alternative data in place of credit history, users can qualify for non-interest business financing.
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Insights

Get actionable insights to help you grow faster.

safe and secure

We use end-to-end data encryption to handle your data.

we grow together

When you make money we make money too.

*Etijar is a financial technology company, not a bank. Banking services are provided by our CBN licensed banking partners.
You can now get our
App

It only takes a few minutes to be fully onboarded on our app.
you can download eTijar on Google Play or the App Store.

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